Borrow against yourmemecoinswithout selling them.
Advcode lets you use approved Solana assets — memecoins, tokenized stocks, and other on-chain holdings — as collateral to unlock SOL liquidity instantly. Stay exposed to upside while putting idle capital to work.
A credit layer built
for the Solana economy.
Collateralized SOL liquidity
Deposit approved Solana assets — memecoins, tokenized stocks, and other on-chain holdings — and draw SOL liquidity in seconds without selling your positions.
Wallet-based credit reputation
Your repayment history, borrowing activity, loan size, wallet age, and liquidation behavior compound into a measurable, portable on-chain credit profile.
Automated lending vaults
Lenders supply SOL to vaults that match borrower demand. Real yield is backed by active, crypto-native borrowing rather than emissions.
Risk controls & liquidation logic
Continuous collateral monitoring, dynamic LTV limits, and transparent liquidation rules keep the protocol solvent and predictable for both sides.
Three steps.
Liquidity without selling.
1import { Advcode } from '@advcode/sdk'23const advcode = new Advcode({ cluster: 'mainnet' })45await advcode.deposit({6 asset: 'BONK',7 amount: 25_000_000,8})
Put idle assets
to work.
Advcode accepts a curated set of Solana-based assets as collateral, each with its own risk-adjusted loan-to-value limit. Borrow SOL against memecoins, tokenized stocks, LSTs, and blue-chip tokens — all monitored in real time.
Real yield, backed
by real demand.
Composable with the
Solana stack.
Advcode plugs into the oracles, wallets, and liquidity venues you already trust.
Your wallet earns
a credit score.
Advcode turns on-chain behavior into a measurable, portable credit profile. The better your reputation, the more you can borrow — at better rates and higher loan-to-value limits.
Repayment history
On-time repayments compound into a stronger score; defaults and missed deadlines weigh it down.
Wallet age & activity
Established wallets with consistent, healthy borrowing activity earn more trust over time.
Loan size & collateral quality
Borrowing patterns and the quality of pledged collateral shape your risk-adjusted profile.
Liquidation behavior
Avoiding liquidations and managing health factors responsibly improves your standing.
Build on the
credit layer.
Integrate Advcode lending, credit scoring, and liquidation primitives into your own Solana app with a clean, fully-typed SDK.
TypeScript native
Fully typed SDK with auto-generated account types.
Anchor programs
Audited on-chain programs, open and verifiable.
Oracle-aware
Pyth & Switchboard price feeds built in.
Credit primitives
Read and act on wallet credit scores directly.
npm install @advcode/sdk# oryarn add @advcode/sdkpnpm add @advcode/sdk
"I drew SOL against my BONK bag in seconds and kept my exposure. No more selling the bottom just to free up capital."
Dev Anand
Active Trader, Solana
Stayed fully exposed
Built on and around the Solana ecosystem
Better credit,
better rates.
Borrow APR and loan-to-value limits scale with your wallet's on-chain credit reputation. Build a track record and unlock the best terms on Solana.
Building
New & low-reputation wallets
- Up to 40% max LTV
- Conservative borrow limits
- Standard liquidation buffer
- Access to core collateral
- Credit score tracking
Trusted
Proven repayment history
- Up to 65% max LTV
- Higher borrow limits
- Reduced liquidation penalty
- Full collateral catalog
- Priority oracle pricing
- Lower origination fees
- Credit score boosts
Prime
Top-tier on-chain credit
- Everything in Trusted
- Up to 80% max LTV
- Lowest interest rates
- Minimal liquidation penalty
- Undercollateralized pilots
- Custom risk parameters
- Dedicated risk review
- Early access to new markets
Rates shown are illustrative and adjust with market conditions and credit score. Read how scoring works
Unlock liquidity.
Keep your upside.
Connect your Solana wallet, deposit approved collateral, and draw SOL in seconds. Build your on-chain credit reputation with every repayment.
Non-custodial · Audited programs · Solana mainnet